Times Applaud

There is a huge difference between spending and investing funds. Here are top financial decision-making strategies one should know. In general, you spend money to keep your standard of living up, which includes paying bills, utilities, and rent. You must also pay for food, transportation, debt, subscription services such as Netflix and Spotify, your phone bill, and other fixed expenses. These are the types of expenses that you can no longer recover—they are unrecoverable. Meanwhile, investing is the purchase of assets that will benefit you in the future, such as an investment vehicle. These are the intelligent purchases that will allow you to earn extra money. The primary distinction between spending and investing is that consuming consumes your money, whilst investing allows you to expand your money. Now let's look at how you may make wise financial decisions to improve your financial future by managing your money. ." Here are the three top financia...

Some people start their journey by a sidewalk and become a lighthouse to others making their identity stand out. Abhijeet Rane is a challenging personality. As children grow older, family and social relationships and many intimate relationships are formed and all these bonding become a permanent part of our lives.  As a person grows older he comes across many other different groups and communities. We see people with diverse personalities standing beyond the boundaries of a particular mould.  People in their company make note of many such experiences. While living in the society, Abhijeet Rane never forgot the debts of the society. The phase of being young is different; all that a youngster wants is fun and enjoyment. They don't like to work hard. On the contrary part, Abhijeet decided to start a newspaper. It was indeed a bold decision. But this bold decision has grown so vast today. He started two newspapers, Mumbai Mitra Marathi and Vritt Mitra Hindi, with gr...

Change makers take the path less trodden', it is because they have the courage to think differently and question the Why & How on different subject matter. This example has never rung truer than the present times. A South Mum- bai resident, Hrivvaan Rachit Baksshi, son of Rachit Bakshi & Hetal Bhanushali Bakshi, is vanquishing the world stage, doing what he does best astounding individu- als with his aptitude. The 4-year-old recently justified the platform offered at The National Centre for Educational Development panel, bagging the National Child Excellence Award as he topped in 7 competitions all child across India. Preceding National Child Excellence Award, 2021, Hrivvaan under the guid- ance of Bijal Creatives had brought home the bacon at similar competitions in the same year organized under NEHRDO, namely All India Swachh Bharat Art Compe- tition securing A++ at State Level; clinching him a rank among the highest five at the National Level & All India A...

The hiring of Indian students for high-paying foreign jobs makes us extremely proud. One such student from Bihar, Sampreeti Yadav, has now landed a job at Google.  Sampreeti Yadav, an engineering student from Patna, Bihar, has been won a  salary package of Rs 1.10 crore per year from Google. Sampreeti, who is from Nehru Nagar in Patna, will begin working for the search engine giant on February 14, 2022. Her father, Ramashankar Yadav, is a financial institution officer, while her mother, Shashi Prabha, works in the Planning and Development division. Sampreeti has always been a talented student who has received the top academic honours. She graduated from Notre Dame Academy in 2014 with a CGPA of 10. After finishing her 12th grade at the International School of Delhi, she qualified for JEE-Mains in 2016. Sampreeti graduated from Delhi Technological University with a B.Tech in Computer Science in May 2021. Following her graduation, she was approached by four top-tier firms, including A...

Ratan Tata is an Indian industry who needs no introduction. But, still we have compiled some key facts you might not be knowing about the Tata family scion. Indian entrepreneurs are motivated today by the likes of Jeff Bezos and Elon Musk. But, there's one person back home who will continue to inspire entrepreneurs even in the future. That person was born on December 28, 1937, , in Mumbai, India, as Ratan Naval Tata, whom we all know all Ratan Tata: the son of Naval Tata who was later adopted by founder of Tata Group,Jamsetji Tata's son, Ratanji Tata. Ratan Tata's net worth is $1 Billion. Many new entrepreneurs look up to this straightforward person who is known for his generosity. Even though Ratan Tata has wealthy family, he never took power or wealth for granted. But Ratan Tata's life was not always a bed of roses as his parents divorced in 1940 when he was just 10 years old. It was Ratan Tata's grandmother who raised him then. He received his educ...

Dr. Noori Parveen started her clinic in 2020 and charged only Rs 10 for consultation. She kept her clinic open even during Covid-19 to look after her patients. Noori Parveen is being acclaimed as 'Mother Teresa of Kadapa' for her contribution to the community through her clinic. The 29-year-old says, "I set my cost at Rs 10 because everybody can afford it, says Noori, whose clinic is in an area dominated by daily gamblers.' Noori, the MBBS doctor in the Chilakalabavi neighbourhood of Kadapa town in Andhra Pradesh, opened Dr Noori Parveen Hospita in February 2020. Word immediately spread about the 'Rs 10 doctor,' and patients began to come in. However, she was forced to close the clinic after the government declared a statewide lockdown to combat Covid in March 2020, just about a month after she began. But, as a kind person, she couldn't stand by and watch people suffer due to a lack of medical attention. As a result, she reopened her clinic i...

Naik Deepak Nainwal died in 2018 after he fought terrorists. His wife Jyoti Nainwal then became an officer in the Indian Army. Jyoti Nainwal marched alongside 28 female cadets at the Officers Training Academy's passing-out parade last week. The 33-year-old former homemaker from Dehradun had her late soldier husband's memory in her heart and their two uniformed children on her shoulders, during the event on Saturday. Naik Deepak Nainwal died in May 2018 from injuries sustained a month earlier while fighting militants in J&K's Anantnag. "I am Deepak Nainwal's proud daughter," said Lavanya, 9, as she waved to her mother from the gallery. Reyansh, her seven-year-old brother, was with her. Jyoti, who has been commissioned as a lieutenant, is the first member of her family to join the Army. Jyoti expressed gratitude to her husband's Mahar Regiment, saying, "They were with us through thick and thin, and I owe everything I am now to th...